Do I Have to Provide a Recorded Statement to the Insurance Company?

You’ve been involved in a serious accident. You’ve sustained injuries and you have reported the whole situation to your insurance company. Now what? Unfortunately, you also have to deal with the insurance company who will be looking to limit their own liability.

One of the ways these insurance companies try to protect themselves is by requesting you to provide a recorded statement with details of the accident as you remember them. How does this help the insurance company, though? We explain below.

What Is the Purpose of the Recorded Statement?

How many people remember exactly what they told one person, and can repeat it weeks later? Unfortunately, this is what the insurance company is banking on happening in hopes that your story changes from one report to the next. So, they request a recorded statement in an effort to find any changes in your reporting.

If they find something different from your first statement that doesn’t match with the recorded statement, they will try to use this to limit your claim. Know, though, that you have certain rights when it comes to the insurance company’s request for a recorded statement.

What Rights Do I Have When It Comes to a Recorded Statement Request?

Many people feel as though when there is a request by an insurance company when involved in a crash, they are obligated to comply with said request. However, when it comes to difficult matters like this, it’s important to recognize that you have the right to have an attorney present to handle the recorded statement on your behalf.

Having a lawyer can help you identify which methods the insurance company will try to use to limit their liability. The lawyer can prevent you from saying anything that could be construed as an admission of guilt, thus protecting your ability to pursue legal action.

Our Philadelphia personal injury attorneys at The Beasley Firm recognize how difficult it can be to navigate matters while also dealing with the physical and financial hardships of a serious accident. We’re here to stand by your side and protect your rights.

With our firm on your side, you can have peace of mind knowing that we’re there with your best interests in mind. Let us help you get through this time. We’ll pursue the maximum compensation you need to move forward and focus on your health.

To speak with a lawyer, call us today at (215) 866-2424.

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